Business Line of Credit
A business line of credit can be a valuable financial tool that provides flexibility and stability to businesses. Unlike a traditional loan, a line of credit gives businesses access to a predetermined amount of capital that they can draw upon as needed. This allows businesses to address short-term cash flow gaps, manage unexpected expenses, or seize new opportunities without the need to apply for a new loan each time. With a business line of credit, businesses only pay interest on the amount they borrow, making it a cost-effective financing option. Additionally, a line of credit provides businesses with a safety net, ensuring they have access to funds when they need them most. It offers the flexibility to borrow and repay repeatedly within the predetermined credit limit, allowing businesses to manage their cash flow efficiently. Overall, a business line of credit empowers businesses to navigate financial fluctuations, seize growth opportunities, and maintain a stable financial position.
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- True term loans – $5,000 – $1,000,000 Receive funding in as fast as 1 day
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10,000+
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$2 billion+
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EQUIPMENT FINANCING
WORKING CAPITAL
TERM LOAN
SBA LOAN
EMPLOYEE RETENTION TAX CREDIT (ERTC)
If your business had employees through 2020 and 2021 you may qualify for up to $26,000 per employee.
INVOICE FACTORING
BUSINESS LINE OF CREDIT
Access capital for your business when you need it and only pay interest on the funds you use.
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To discuss potential opportunities, please call
(925) 344-3055
Find Out How Much Funding You Qualify For
We offer businesses and companies multiple financing and loan options to fit their exact needs. Business financing made simple. Services you can trust. Contact Optimum Business Lending now.
Industry leading approval process that is easy and less intensive. Get the capital you need to allow your business to grow, today!
Speak to a Loan Specialist
(925) 344-3055
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